CAMS has a rich legacy in the Indian Mutual Fund (MF) space. For over three decades, we have used our technology expertise and deep market knowledge to power its evolution and growth having forged successful service partnership with most of the leading Asset Management Companies (AMCs).

Over the years, we have pioneered business models and introduced innovative solutions capable of delivering high-quality services and unmatched ease of transacting. We have empowered our clients and their distributors to encourage millions of aspirational Indians to channel their savings into productive financial assets, and earn healthy returns. We have also diversified to several synergistic businesses to widen our gamut of offerings.

Today, as the nation races to become a $ 5 trillion economy with digitalisation at its foundation, a large section of the population is increasingly becoming affluent, financially aware and digital native. The COVID-19 pandemic has only accelerated this, and digital connectivity and transactions are surpassing physical ones. It is opening mega opportunities, and the entire financial services landscape, including the mutual fund ecosystem is going the digital way to capitalise on them.

The importance of CAMS in these times has become greater. As the leading technology infrastructure for mutual fund services and processes, we are imagining and designing every component of our delivery in a productive manner to make them more impactful and relevant for the next-generation investors. Driven by knowledge and powered by technology, we are well-positioned to enable investors to smartly participate in MFs, and alongside unleash value creation for all stakeholders and contribute to nation development.

FY22: A Year of Transformation, Milestones and Progress

Transforming as a Technology Company

We repositioned ourselves as a technology product company for mutual fund services and processes such that every component of delivery will be conceptualised, imagined and designed in a product manner.

Executing the largest Mutual Fund migration

We successfully onboarded our 17th AMC client Franklin Templeton Mutual Fund completing the largest ever migration in the last decade in MF industry.

Launching CAMS Central Recordkeeping Agency (CRA) platform

We went live with the industry first cloud-based Central Recordkeeping Agency platform to provide services to National Pension System (NPS) subscribers and B2B services for points of presence (PoP) service providers.

The launch was graced by Shri Supratim Bandyopadhyay, Chairman, PFRDA.

Launching the Account Aggregator (AA) platform

  • We went live with AA platform with our first set of two clients aimed at aggregating financial information of users in one place.
  • We have signed agreements with 15 clients who are currently undergoing integration/testing. These new customers are across various use-cases such as lending, housing finance, MSME lending, brokerages and wealth management platforms.
  • Currently, 5 banks have gone live with us as Financial Information Providers (FIP) and we are in the process of on-boarding other banks.
  • TSP solution Finduit launched by SSPL and is creating a compelling proposition.
  • CAMSfinserv mobile app launched.

Striding ahead on digital properties

  • CAMS’s market-leading digital properties myCAMS and GoCORP services an aggregate AUM of ₹7.9 trillion
  • CAMS website serviced an average of 12 lakh visitors each month
  • myCAMS investor app touched 5 million user registration milestone in March 2022 making it the most investor preferred app for MF transactions
  • MFCentral – A unified investor portal developed jointly by CAMS and the other RTA went live in September 2021 and mobile app was launched in December 2021. It has over 1.92 lakh registrations, 2 lakh NCTs, 92K CAS download with an average login of 7,500+ per day

CAMS launched the industry first cloud-based Central Recordkeeping Agency platform to provide services to National Pension System (NPS) in March, 2022. The launch was graced by Shri Supratim Bandyopadhyay, Chairman, Pension Fund Regulatory and Development Authority.

Becoming the First AIF service provider in GIFT City

CAMS became the first RTA in India to set-up office at GIFT City in August 2021 to provide asset management support services for financial institutions operating there

Achieving historic highs in transaction volumes and AUM

  • AUM of CAMS-serviced funds grew by 17% to ₹26 trillion
  • Transactions grew by 29% to ₹415.9 million
  • New SIP registrations grew by 117% to 15.82 million

Delivering solid financial performance

  • Revenue from operations increased 29% to ₹90.97 million
  • PBT increased 39.4% to ₹3,826 million
  • Operating EBITDA increased from 38.7% to 44%

Strengthening balance sheet position

  • Return on Networth increased from 40% to 44%
  • Cash and cash equivalents increased from ₹3,300 to ₹4,000 million

Key Business Highlights during 2021-22

India’s largest Technology Company for Mutual Funds

CAMS is India’s largest registrar and transfer agent (RTA) for MFs, and a trusted partner to ten out of the fifteen largest (based on AAUM) MFs in India, including all the five largest. We also have offerings in electronic payment collections, insurance services, alternative investment funds, PMS, KYC registration and software solutions.

We differentiate ourselves in our deep expertise to create technology-driven financial infrastructure that have revolutionised the way MFs and other financial services are consumed. Our technology infrastructure and end-to-end value chain service capability, enable us to deliver top-notch quality and reliable services and make us a partner of choice.

Leveraging our expertise as a technology company for mutual fund services and processes, we are reimagining business operations and augmenting our capabilities to once again revolutionise the MF landscape for a world that is growing digital.

India’s largest

Registrar and Transfer Agent (RTA) of MFs with 69% market share in AAUM

275

PAN-India Service Centres

25 states and 5 UTs

Presence

CAMS is India’s largest registrar and transfer agent (RTA) for MFs, and a trusted partner to ten of the 15 largest (based on AAUM) MFs in India, including all the five largest. We also have offerings in electronic payment collections, insurance services, alternative investment funds, PMS, KYC registration, CRA services for NPS, Account Aggregator services and software solutions.

Our recognitions

SEBI

SEBI regulated since 1993

Classified as QRTA (Qualified RTA)

AMFI

Exclusive service partner since 2002 for intermediary governance services

ISO

ISO 27001:2013

ISO 9001:2015

SOC1, SOC2

26 trillion

CAMS serviced Asset under Management (AUM) (as on March 31, 2022)

415.9 million

Transaction volumes (during FY22)

29.9 million

SIP Book(as on March 31, 2022)

257 million

SIP Transactions (during FY22)

22.9 million

Unique Investors Serviced (as on March 31, 2022)

51.59 million

Live Investor Folios (as on March 31, 2022)

8.8 million

Investor Service Requests (during FY22)

134 trillion

Processed as pay-in / pay-out (during FY22)

Our Organisational Structure and Diverse Offerings

We have prudently leveraged our domain and technology expertise to expand business offerings across other financial service sectors. We are Focused on building these businesses to bring more diversity and resilience to our operations as well as establish our reputation as B2B service partner of choice across financial services landscape.

Organisational structure

Shareholding Pattern as on March 31st 2022

Diverse Business Offerings