Key Business Highlights
FY 2025-26

As digital payments become the cornerstone of today's business, CAMSPay introduced The CAMSPay's New Payment Gateway, a future-proof payment gateway engineered to tackle the real challenges faced by businesses navigating India's rapidly evolving payment landscape.

The gateway was launched amid significant shifts in the payments industry – from RBI's tokenisation and data localisation mandates to rising expectations around transaction reliability and real-time visibility. Many businesses still rely on legacy systems unable to handle high-volume transactions, prevent fraud effectively, or adapt quickly to new compliance requirements.

CAMS Investor Services Private Limited ('CAMS KRA') – a wholly-owned subsidiary of the company approved the signing of a Business Transfer Agreement ("BTA") with NSE DATA & ANALYTICS LIMITED (NSEDAL) to acquire the business of KYC Registration Agency carried out by NSEDAL. The Business

undertaking relating to this business of NSEDAL is being acquired as a going concern and by way of a Slump Sale and the acquisition is expected to enhance the base of the investor data held by CAMSKRA and consequently expected to result in increased revenues and profitability.

CAMS, India's trusted financial-infrastructure partner, introduced CAMSAi, a domain-trained AI fabric built on three decades of capital market data and machine-learning research. CAMSAi tackles the last-mile challenges generic AI cannot handle – multi-intent interactions, multilingual handwriting, nuanced compliance clauses and real-time fraud vectors – opening the door to an era of intelligent interventions for capital-markets and expanding to broader segments of BFSI.

Powered by Specialised Language Models (SLMs) tuned to the regulatory frameworks and more than

30 Billion historic transactions, CAMSAi fuses Natural Language Processing, computer vision and AI-led real-time analytics to deliver compliant decisions in milliseconds.

It helps institutions improve service quality, operational agility, and compliance while optimising costs and risk. With pre-trained models on CAMS' proprietary datasets and deep financial domain focus, CAMSAi is set to redefines the operation of financial industry.

An application seeking prior approval for transfer of payment system activity was made to the RBI dated August 12, 2024. Consequent to the application made,

the Company received No objection for proposed transfer of online payment aggregator activity to CAMS Payment Services Private Limited.

Think360.ai, a full-stack data science and AI solutions company and part of the CAMS Group, launched ConsenPro, an advanced platform that enables enterprises to seamlessly comply with India's new Digital Personal Data Protection (DPDP) Act while empowering individuals to make informed choices on how, when, and where their personal data is shared. While ConsenPro is purpose-built to address the complex consent and compliance needs of the BFSI sector, its scalable and domain-agnostic architecture makes it equally relevant for any enterprise handling personal data across diverse customer journeys.

As India's data-driven economy accelerates, enterprises are under growing expectations around privacy, transparency, traceability, and regulatory compliance. ConsenPro steps in as a unified, enterprise-grade framework that empowers data fiduciaries to manage consent seamlessly, uphold regulatory mandates, and deliver privacy-first customer experiences. By placing the data principal's rights at the core, it helps organisations minimise compliance risk and cut through operational complexities without compromising on trust or transparency.

The Company's Payment Aggregator business launched 'UPI Offline Plus' a cutting-edge solution designed to revolutionise offline UPI payments for offering real-time merchant Onboarding, bulk QR code activation, dynamic settlement updates, and automated split settlements to simplify and speed up payment acceptance. With API-enabled transaction tracking, instant payout capabilities, bundled AutoPay mandates, and customisable reporting.

UPI Offline Plus empowers merchants, lenders, and enterprises to manage offline payments efficiently and reliably driving faster go-lives, improved cash flow, and seamless offline payment experiences.

CAMSRep, an IRDAI-licensed Insurance Repository and a wholly-owned subsidiary of CAMS, unveiled Bima Central Administrator, a first-of-its-kind digital portal for insurers and brokers to participate in eIA customer servicing experience.

The portal was unveiled at IIA Annual Event 2025 by Sh. Mayank Bathwal, MD & CEO, Aditya Birla Health Insurance, along with Mr. Vivek Bengani, CEO, CAMS Insurance Repository, marking a significant leap in how the insurance industry manages policyholder servicing across India's largest customer servicing platform, Bima Central.

Bima Central is already a cornerstone of digital insurance servicing for nearly 1 Crore eIA holders who maintain 1.3 Crore digital policies and are using this platform for their servicing needs. With Bima Central Administrator, insurers, distributors and other service providers will be able to accelerate service delivery, expand access and build enhanced use cases.

CAMS announced plans to catalyse the growth of mutual funds industry by further bolstering its operating Infrastructure, talent and technological spine. CAMS stated that it is future-proofing its platform through integration of AI and other advanced technologies, in order to support the sustained growth of the industry in the coming years, to host up to 8 new AMCs annually and assist multiple new fund houses in going live (basis recently issued licenses). In addition, CAMS is uniquely positioning itself to support its clients for the launch of SIF schemes in the coming months, a new asset-class which is beginning to evoke significant market interest. GIFT City, where the company has been present for over 4 years and works with over 30 clients, is now turning into an arena for domestic Mutual funds to operate their schemes in and represents a visible growth opportunity.

As part of the Platform re-architecture roadmap, CAMS has announced the launch of CAMSLens and is planning to make 4 more AI integrations over the next two quarters, which will significantly add to its scale-capability and operating efficiency.

CAMS executed over 900 Million financial transactions during the previous year, staying in sync with the requirement to carry capacity to manage 2X of these volumes through its network of advanced data centers.

The Board of Directors of the Company (the "Board") at its meeting held on October 10, 2025, subject to the approval of Members of the Company, approved and recommended the sub-division/split of equity shares of the Company such that 1 (One) fully paid-up Ordinary (equity) share of the face value of ₹ 10/- (Rupees Ten only) each is sub-divided into 5 (Five) fully paid-up Ordinary (equity) shares of the face value of ₹ 2/- (Rupees Two only) each. The shareholders of the Company approved the proposal through postal ballot dated November 15, 2025.

Pursuant to the sub-division of equity shares of the Company, as mentioned above, the Authorised, Issued, Subscribed and Paid-up Equity Share of nominal value of ₹ 10/- (Rupees Ten Only) each existing on the Record date, were sub-divided into 5 (Five) Equity Shares of nominal value of ₹ 2/-(Rupees Two Only) each fully paid up with effect from December 05, 2025.

CAMS Payment Services Private Limited – The wholly-owned subsidiary of the company received a communication dated December 17, 2025, from Reserve Bank of India informing that it has issued a Certificate of Authorisation bearing No. 268/2025 dated December 16, 2025 and to complete the procedural formalities for transfer of the Payment Aggregator business within fifteen days post which the Certificate of Authorisation bearing No. 183/2024 issued to Computer Age Management Services Limited will stand cancelled.

In line with the above, the Company executed the Business Transfer Agreement ("BTA") on December 17, 2025, for the sale and transfer of its Payment Aggregator Business to CAMSPay, on a slump sale basis with December 31, 2025 as the tentative closing date.

Accordingly, the company has commenced carrying on the Payment Aggregator business in the name of the Company from February 1, 2026, and currently all the business activities which were carried by CAMS is being carried out by the company.

CAMS Investor Services Private Limited (CAMSKRA), a wholly-owned subsidiary of Computer Age Management Services Limited (CAMS), completed the migration of the KYC Registration Agency (KRA) business of NSE Data & Analytics Limited (NSEDAL). With this transition, CAMSKRA and the KRA operations of NSEDAL now operate as a fully integrated single entity on a unified technology platform.

The Shareholders approved through Postal ballot resolution the re-appointment of Mr. Anuj Kumar as the Managing Director of the Company and the resolution was passed with an overwhelming majority of 99.8% of votes cast, reaffirming the confidence shareholders place in his leadership.

With this, Anuj Kumar will continue to serve as the MD for a further period of five years, effective 1st August 2026, guiding CAMS through its next phase of growth as the Company strengthens its technology backbone, expands its digital infrastructure and accelerates innovation across business lines at a time when capital markets, regulatory frameworks and digital financial ecosystems are undergoing rapid transformation.

CAMS CRA (CAMS NPS), the Central Recordkeeping Agency arm of CAMS for the National Pension System, partnered with Pension Fund Regulatory and Development Authority (PFRDA) conducted an NPS Vatsalya Outreach Programme in Tiruchirappalli, aimed at building financial awareness and encouraging disciplined long-term savings from an early age. The programme brought together students, parents, teachers, district officials and Points of Presence for interactive sessions and activities around financial planning.

The Chief Guest, Ms. Kshetrimayum Deepi Chanu, Assistant Collector, Tiruchirappalli, highlighted during her address that nurturing early saving habits through NPS Vatsalya is akin to planting a sapling that grows into long-term financial security for a child, strengthened over time by the power of compounding. The event was also graced by Mr. Venkateswarlu Peri, Executive Director, PFRDA; Mr. K. Mohan Gandhi, Chief General Manager, PFRDA; Ms. Kavita Singam, General Manager, PFRDA; Mr. Annadurai, District Education Officer, Tiruchirappalli; Mr. Syed Hassan, Chief Program Officer, CAMS CRA; Mr. Prasenjit Mukherjee, Head – NPS, CAMS CRA; and Mr. Murugesan, Lead District Manager, Tiruchirappalli.